Consumer Credit Counseling

Consumer Credit Counseling is a form of debt repayment wherein the credit counseling agency contacts consumers’ creditors and works out a program to resolve their debt. Although it resembles debt settlement, instead of being funded by the consumer, consumer credit counseling agencies are funded by the creditors they are settling your debts with.

Consumer Credit Counseling agencies claim to be able to reduce a consumer’s debt by 50%, however, many proponents allege its actually closer to 10-20% in practice. Many Consumer Credit Counseling agencies have been successful in reducing the accruing interest and even stopping additional interest from accruing during the program


A debt advisor will review this information and make contact with you to discuss your options. It only takes a moment and could be the first step to getting you back on track.

First Name *

Last Name *

Phone Number *
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Email Address *

Total credit card debt?

Total monthly minimum payments?

Total Monthly Net Income

Do you own or rent your home?

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